# Monek

> FCA-authorised UK payment gateway (FRN 920628) offering card machines, online payments, EPOS solutions, and developer APIs. Card processing fees are up to 34% lower than Stripe for a typical small business (based on a £50 average transaction value and £10k monthly card volume). Established 1998, serving 18,000+ merchants.

## Products
- [Card Machines](https://www.monek.com/solutions/card-machines): In-store payment terminals for retail, hospitality, and services
- [Online Payments](https://www.monek.com/solutions/online-payments): Virtual terminal, pay by link, and ecommerce gateway
- [Monek App](https://www.monek.com/solutions/monek-app): Free iPhone and iPad app for merchants — dashboard, transactions, settlements, payouts and Pay by Link
- [EPOS Solutions](https://www.monek.com/solutions/epos): Integrated EPOS and payment management
- [Developer API](https://www.monek.com/solutions/developer-api): RESTful API, webhooks, and sandbox environment
- [Enterprise](https://www.monek.com/solutions/enterprise): Payment processing for high-volume UK businesses with a dedicated account manager
- [Xero Integration](https://www.monek.com/solutions/xero-integration): Automatic payment reconciliation with Xero
- [Merchant Cash Advance](https://www.monek.com/solutions/merchant-cash-advance): Flexible business funding based on card takings
- [Buy Now Pay Later](https://www.monek.com/solutions/buy-now-pay-later): Flexible payments at the point of sale

## Company
- [About Us](https://www.monek.com/resources/about): Our story since 1998
- [Pricing](https://www.monek.com/pricing): Transparent pricing plans
- [Success Stories](https://www.monek.com/resources/success-stories): Customer case studies
- [News](https://www.monek.com/resources/news): Latest updates and insights

## Support
- [Contact Support](https://www.monek.com/support/contact): Technical and account help
- [Contact Sales](https://www.monek.com/contact/sales): Get a personalised quote