UK Payment Gateway Pricing.
Up to 34% Cheaper Than Stripe
Low transaction fees, no setup costs, and next-day settlement for UK businesses of all sizes.
Choose your plan
- ✓ All major card types (Visa, Mastercard, Amex on request)
- ✓ UK & International cards included
- ✓ No monthly minimums
- ✓ Terminals from £25/month
- ✓ Next-day settlement
- ✓ Free next working day delivery
- ✓ UK based support team
- ✓ Market-leading interchange-plus-plus rates
- ✓ Full cost transparency, see exactly what you pay
- ✓ Volume-based discounts
- ✓ Dedicated account manager
- ✓ Custom API & integrations support
- ✓ Monthly rolling contract
- ✓ Onboarding handled by a named account manager
- ✓ SLA-backed uptime
See how much you could save
Select your current provider and get an instant personalised comparison
Estimate only, based on a typical UK card mix (around 7% non-UK cards) — your own mix will differ. Monek's per-transaction authorisation fee is 5p on UK cards and 10p on non-UK cards (3p and 10p on Established Business); non-UK cards are also charged at the higher Foreign / Non-UK rate shown above. For figures based on your actual card mix, use the online quotation. Competitor comparison uses each provider's standard UK card rate, so a book with many premium or non-UK cards will cost more with them than shown here. Stripe rates verified 2026-08-11; other providers 2026-05-19. *Takepayments is quote-based; rate shown is indicative.
What is IC++ pricing?
IC++ (Interchange-plus-plus) is the most transparent way to pay for card processing. Instead of a blended rate, you see exactly what the card schemes charge (interchange), plus a small scheme fee, plus our margin. High-volume businesses typically save significantly compared to blended rates.
Everything included in every plan
How Monek Compares
| Provider | Transaction Rate | Setup Fee | Contract | Settlement | Support |
|---|---|---|---|---|---|
| Monek | 0.99% blended | None | No long-term | Next day | 24/7 UK |
| Stripe | 1.5% + 20p | None | No contract | 2 days | Online only |
| Worldpay | Variable | Setup fee | 18-month | 1 day | Phone |
| Mollie | 1.8% + 25p | None | No contract | 2 days | Online only |
Frequently asked questions
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