Payments That Propel Your Growth
Streamlining Transactions from local merchants to international enterprise and Government contracts.
We drive payments, forward.
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Powering Payments
Monek: Payment Processing Built for British Business
We’re FCA-regulated, UK-based, and built specifically for how UK businesses actually operate. Whether you’re a corner shop, a professional services firm, or a multinational, Monek scales with you—cutting costs, saving time, and adding compliance right out of the box.
Lower Fees
Cut processing costs by up to 36% vs. market leaders. Direct UK acquiring means no middlemen.
Auto-Reconciliation
Every payment matches automatically. No manual entry, no late-payment chasing, no spreadsheet chaos.
Real UK Support
UK-based support team. No outsourced call centers. Real people who understand UK regulation and business.
From Corner Shops to Multinationals
You need payment processing that works with your existing systems—not against them. Monek integrates seamlessly with accounting software like Xero, giving you a complete payment-to-reconciliation workflow without complexity.
For Small & Medium Businesses
You need payment processing that works with your existing systems—not against them. Monek integrates seamlessly with accounting software like Xero, giving you a complete payment-to-reconciliation workflow without complexity.
User-friendly payment gateways for online checkouts
Customizable checkout experiences tailored to your brand
EPOS integrations with leading retail and hospitality systems
Face-to-face payment devices with competitive pricing
For Enterprise & Government
Complex payment requirements demand complex solutions. Multi-currency processing, bespoke integrations, compliance reporting, and scalability aren’t nice-to-haves—they’re non-negotiable.
Enterprise-grade security with ISO 27001 and PCI DSS Level 1 compliance
Multi-currency processing and advanced reporting tools
Dedicated account management and white-glove onboarding
Custom integrations for government procurement and large-scale operations
Manage Everything From The Palm Of Your Hand
Full management from your mobile. Complete control and convenience—every feature at your fingertips, anytime, anywhere.
User Friendly
Intuitive and seamless. Clear navigation, responsive design, and effortless guidance ensure a stress-free experience for every user.
Real People, Real Help
UK-based support team committed to resolving every inquiry with efficiency and expertise.
Secure
Bank-grade security. Your transactions protected with PCI DSS Level 1 compliance and 24/7 monitoring.
Our Platform Capabilities
Monek offers multiple payment channels, deep integrations, and developer-friendly APIs. Pick what works for your business:
Face To Face Payments
In-store and on-the-go card payments. Support for contactless, Apple Pay, Google Pay, and physical cards. Competitive device pricing with no lock-in contracts.
Online Payments
Accept payments directly through your website or via secure Pay-by-Link. Full PCI compliance. Seamless checkout experience. Instant settlement into your account.
EPOS Solutions
Pre-built integrations with leading EPOS systems for retail and hospitality. Payments flow directly into your point-of-sale—no separate terminal hassle.
Acquirer
Monek's FCA regulated acquiring arm means we are in control of the on-boarding process in order to give a quick turnaround
Developer API
Build completely custom payment experiences. Full API reference, SDKs for major languages, sandbox testing, and sandbox-to-production workflows. Perfect for SaaS platforms, ISVs, and custom integrations.
Accounting Software Integration
Native integrations with Xero and other accounting platforms. Payments auto-reconcile. Invoices update instantly. Say goodbye to manual matching.
Xero Payment Solutions & WordPress Payment Processing
Effortlessly integrate payment processing with your existing Xero and WordPress infrastructure. Tap into native integrations that enhance your business. Start quickly and maximize the potential of your tools.
Xero Native Integration
Effortlessly sync payments with Xero via our streamlined plugin. Auto-reconciliation, native invoice pay links, and zero manual entry — your accounting team will love it.
- Auto-reconciliation
- Invoice Pay Now buttons
- Native Xero integration
WordPress & WooCommerce
Seamlessly integrate Monek with WordPress and WooCommerce. Accept payments on your site, sync orders to Xero, and keep everything in sync automatically.
- WooCommerce plugin
- Easy to integrate
- Apple Pay & Google Pay
Support Payments From Every Platform
Supporting a wide range of payment methods including Visa, MasterCard, Pay-by-Link, and PayPal, our system is designed to accommodate every customer’s needs, ensuring a smooth and versatile payment process.
PCI DSS Level 1
The highest card industry security certification
ISO 27001
Information security management certified
FCA Authorsed
Full UK financial regulatory oversight
UK GDPR compliant
Your customer data protected to UK data protection standards
24/7 system monitoring
Real-time threat detection and incident response