From 15 July 2026 Buy Now Pay Later becomes FCA-regulated credit. Here is what UK merchants who offer it should review before the deadline, and where the real exposure sits.
The PSR is forcing Visa and Mastercard to disclose how UK scheme fees are set. The regulation is the slow story; the questions you can put to your acquirer this quarter are not.
The UK Payments Initiative is rolling out commercial Variable Recurring Payments through 2026. Here's what UK merchants should actually know now, and what can wait.
Monek now appears in Merchant Machine's independent comparison of 100+ UK payment providers. Rather than just take a bow, here's how to read comparison tables like that one properly — and the things they can't tell you.
The Small Business Protections (Late Payments) Bill announced in the 2026 King's Speech caps B2B terms at 60 days and adds mandatory interest on overdue invoices. Here's what UK merchants should do this week.
The FCA's new safeguarding regime took effect on 7 May 2026, materially changing how UK payment firms must protect merchant funds. Here's what to ask your PSP.
Pay by Link lets UK businesses take card payments by sending a one-time URL — no terminal, no website, no card details over the phone. Here's how to use it well.
FCA authorisation is the line between a payment provider with real customer-funds protection and a re-seller of someone else's licence. Here's how to read the difference.
Every UK payment gateway claims to be the cheapest. Here's a no-nonsense method for comparing rates that survives the small print — and what 'fair' actually looks like in 2026.
UK merchants can now connect their Monek account to Xero in under 2 minutes, with every payment automatically creating a matching Xero transaction entry.
Most UK businesses are paying far more in card processing fees than they need to. Here's what a fair rate looks like in 2026, and how to read the small print.
A major update to the Monek Portal introduces the Virtual Terminal, enhanced Pay by Link with real-time tracking, and advanced refunds — driven by pilot merchant feedback.